Mortgage Information

If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.

There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.

Our area currently still offers 0 down and 102% financing options. USDA, FHA and BOND programs are available. Tax credits can be obtained just for buying a home.  We would encourage you to contact Liz Stewart with Heartland Bank and discuss your options. She can have you approved for these programs in only a few hours. ESTEWART@heartland-bank.com or 417-894-8581. Tell her Jake sent you!

Use the mortgage calculators below to assist you in making some decisions around financing your new home.

Mortgage Payment Calculator & Amortization Table

This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.